Small Business Owners Can Receive Refunds/Rebates on Health Insurance Premiums with Self-Funded Health Insurance Plans

Small Business Owners Can Receive Refunds/Rebates on Health Insurance Premiums with Self-Funded Health Insurance Plans

Available For Immediate Release: November 8th, 2022

 

                                                             

Bryon Jennings                                

Next Generation Payroll

(214) 396 - 2200

https://www.ngpayroll.com/

Small Business Owners Can Receive Refunds/Rebates on Health Insurance Premiums with Self-Funded Health Insurance Plans

Dallas, TX: Next Generation Payroll is a black-owned payroll & HR firm in Texas that is partnering with major health insurance carriers to promote group health plans that are eligible for premium refunds. Insurance providers such as Aetna, Blue Cross Blue Shield, and Allstate have long offered group health insurance plans that rewards employers who keep their staff healthy and keep their insurance claims low. At the end of a 12-month coverage period, a business can receive a rebate check in the mail if the company didn’t rack up an exorbitant amount of insurance claims in a 12-month period.  

 

Small businesses are always seeking to work with an insurance broker to purchase the lowest premium health insurance policy on the market. That’s no longer the winning strategy that improves a company’s bottom line. Decision makers are now starting to focus on how much money they can get back in the form of a health insurance rebate instead.

 

Fully funded insurance plans are founded on transferring the risk associated with paying for 100% of healthcare-related claims to a health insurance provider in exchange for paying a monthly premium. Self-funded insurance is the complete opposite and allows a business to “assume the risk” of being responsible for paying for their own healthcare costs. Since a business is using its own financial resources to pay for health insurance premiums, they are in control of its own money and is entitled to have it “credited” back to them when they don’t use It’s a concept that is completely overlooked in the small business community.

 

We have all heard that high risk yields a high reward, and more entrepreneurs are getting on onboard with the health plans that Next Generation Payroll is promoting without hesitation. Adding a stop loss insurance plan to the deal essentially eliminates the risk by providing resources to pay for the occasional excessive health insurance claim. It’s an all-around win for the business with only three possible outcomes:

 

Scenario 1

Employers utilize 100% of the premiums they allocated for health insurance coverage within a year. The company makes good use of resources and didn’t waste money.

 

Scenario 2

When you don’t use all your health insurance funding, you will get a percentage of the unspent insurance premiums refunded to the business. This will result in a refund of several thousand dollars depending on the size of the company. The refunded dollars can be used on other aspects of the business, taken as profit, or invested in the employees.

 

Scenario 3

If a company’s health insurance claims rise above a company's accumulated health insurance resources, a stop-loss insurance policy pays for all the health claims above the saved value. Hence, businesses are protected against paying for excessive health care claims as the worst-case scenario becomes a cost savings event for the company.

 

 

“Self-funded health insurance plans not only to help keep companies costs down, but they also often times provide much better coverage for the benefits of the employees. We encourage all of our clients to travel down the road less traveled.” - Bryon Jennings

 

Next Generation Payroll: Is principally a payroll, HR & benefits provider located in Dallas, TX, and services small businesses across the United States. The company was launched in 2017 by President Bryon Jennings who is a group health benefits broker that educates the small business community on navigating employee benefit options.

 

For more information on the service, call them at (214) 396-2200, send an email to This email address is being protected from spambots. You need JavaScript enabled to view it., or visit their website at https://www.ngpayroll.com to discuss the benefits of enrolling in a self-funded health insurance plan.

 

Company Website 

https://www.ngpayroll.com

 

Health Insurance Website:

https://www.ngpayroll.com/health-insurance-plans-designed-for-small-businesses/

 

Article Resources:

Save on Employee Health Insurance Costs by Self-Funding

 

 

 

5 Black Nail Salons On Support Black Owned

5 Black Nail Salons On Support Black Owned

Support Black Owned is home to exceptionally talented nail salons with an array of skills and services to suit your situation. Here are 5 Black Nail Salons on Support Black Owned with a presence that has created value for their client base and made their customers very happy.

NAILS BY TIARA 

Tiara’s style of work focuses on contemporary trends, global concepts, as well as international designs. Tiaras methodology is research based and incorporates components from the Art Schools she has attended. Tiara has an un-canning ability to sketch and draw, has an extensive understanding of color and the imagination to create masterpieces that express your personal style.

 

Beautiful Sisters Nail Spa

Throughout Our 10 years open, we've had the great fortune to service some truly wonderful customers, while meeting many influential and creative individuals along the way. We believe in working together to create a wonderful nail spa experience. Our Nail Experts are fully trained with all the new trends as well as follow all state guidelines. We focus on Pampering our customers in a relaxing environment.

 

Janique Nicole Cosmetics

I created Janique Nicole Cosmetics to inspire women to be confident in who they are at whatever phase of life they are in. I wanted women to find their power, their voice, their purpose and understand that people are rooting for them, even if they feel as though they are all alone. 

 

Ojima Nails

WELCOME TO OJIMA NAILS!  BORN FROM A LOVE OF BEAUTIFUL NAIL DESIGNS, OJIMA NAILS CELEBRATES VIBRANT COLORS AND ARTFUL DESIGN. INSPIRED BY THE UNIQUENESS OF EACH INDIVIDUAL WE CHALLENGE YOU TO PUSH PAST BOUNDARIES AND DISCOVER YOUR AUTHENTICITY… THEN ADD A SPLASH OF COLOR!

 

Simplicity Beauty and More LLC

At Simplicity Beauty & More LLC, our Beauty therapists specialize in a variety treatment including hand, feet, & body massages with a focus on reflexology; nail care with special manicure & pedicure spa packages; we also offer hair removal services, aromatherapy, exfoliation, mini facials, and facials.

 

List your business on supportblackowned

 

See more Nail Salons

A Message From The Founder Of Support Black Owned

Hello, I’m Herbert Lee, Founder and Administrator for SupportBlackOwned.com .
Now that we have reached the end of National Black Business Month, I hope that you enjoyed an increase in sales as well as higher profits this month. While it is a joy to take these 31 days of summer as a time to acknowledge and appreciate black-owned businesses across the nation, our mission at supportblackowned.com is to make sure black-owned businesses are championed, promoted, and advocated for year-round.

How do we do this? By providing resources such as advertising opportunities, free business directory listings and educational tools to grow your business and help you connect with new customers.

Although I own a directory featuring over 10,000 black-owned businesses, there are 3.12 million Black-owned businesses in the United States, generating $206 billion in annual revenue and supporting 3.56 million U.S. jobs, according to the Brookings Institution report based on 2022 Census data.

I am always excited to get out and discover new businesses in my hometown, but I’m just as thrilled to be introduced to new black-owned restaurants, black-owned service providers, and black entrepreneurs of all walks of life when you create new listings or give me personal recommendations. I look forward to staying in touch with all of you and am very grateful for your support over the years.

Make sure to check back frequently as we add new tools to our Business Center and new businesses to our directory. Enjoy the rest of your summer and have a prosperous fall!

 

 Black Guest List Provides Media Outlets Access To Blacks

 Black Guest List Provides Media Outlets Access To Blacks

Black Guest List connects Black luminaries with radio hosts, television producers, live shows, digital outlets, print publications and trendy podcasts looking for Black guests.

 

By: Black Guest List

 

Founded by Sharifah Hardie, the newly launched platform Black Guest List provides media outlets immediate access to Black influencers, Black thought leaders, Black politicians, Black business professionals, Black authors, Black entertainers, and Black artists interested in locating media opportunities.

 

Black Guest List connects Black luminaries with radio hosts, television producers, live shows, digital outlets, print publications and trendy podcasts looking for Black guests.

By: Black Guest List

Founded by Sharifah Hardie, the newly launched platform Black Guest List provides media outlets immediate access to Black influencers, Black thought leaders, Black politicians, Black business professionals, Black authors, Black entertainers, and Black artists interested in locating media opportunities.



Historically it is hard for hosts to find people from diverse backgrounds to interview. Black Guest List makes finding these guests simple, by creating a comprehensive searchable database of potential guests and providing a space for Black people worldwide to share their stories.

"We are not looking to just make a list of Black people. Our aim is to provide access to media opportunities qualified guests otherwise would not be aware of, to increase Black representation in the media and put their distinct views front and center," says Sharifah Hardie Founder of Black Guest List, Chief Executive Officer of IT TV Network & President of the Southern California Black Chamber of Commerce - Long Beach Area.

"As a talk show host I don't see many Black guests listed on the websites I use to find new guests. I want to change that. I want to make Black Guest List the go-to platform for Black people of note to find interviews on podcasts, television shows, print publications and radio shows and make it easier for anyone with a microphone to find a fascinating guest without dealing with intermediaries!"

Radio hosts, podcast producers, and television show bookers can use the well-designed interface of the website to find expert guests for interviews. With so many radio talk show hosts, podcast producers, online radio show producers, satellite radio producers, and television program bookers searching for new interview guests each week, it can be tough to book a suitable one in time. Black Guest List will now make their lives much easier.

Whether the media outlet needs a Black comedian, Black doctor, Black professor, Black athlete, or a Black educator — Black Guest List is the ultimate Black media source for anyone looking for guests for a tremendous enlightening interview.

Hosts can readily explore the available guests for their shows, and media outlets can submit opportunities and requirements. For more information visit the official website at https://www.BlackGuestList.com. (See our profile)

Meet The Black Owned Payroll Company Located Dallas, TX

Meet The Black Owned Payroll Company Located Dallas, TX

Dallas, TX: Next Generation Payroll is working toward building a brighter future for black-owned businesses across the United States. They focus their efforts on strategies that enhance economic mobility and wealth accumulation in minority communities. To put black enterprises on an equal playing field against mammoth-sized corporations, Next Generation Payroll focuses its services around three critical areas of business. Operational efficiency, risk management, and growth strategies.

 

image001 Hot Topics  | Support Black Owned

                                                    

Bryon Jennings                                                      FOR IMMEDIATE RELEASE:November 19th, 2021

Next Generation Payroll

214-396-2200

This email address is being protected from spambots. You need JavaScript enabled to view it.

 

 A BLACK OWNED PAYROLL COMPANY SERVING BLACK BUSINESSES

Providing knowledge and resources to elevate businesses to new heights

 

Dallas, TX: Next Generation Payroll is working toward building a brighter future for black-owned businesses across the United States. They focus their efforts on strategies that enhance economic mobility and wealth accumulation in minority communities. To put black enterprises on an equal playing field against mammoth-sized corporations, Next Generation Payroll focuses its services around three critical areas of business. Operational efficiency, risk management, and growth strategies.

 

Their payroll & human capital management services help companies acquire and compensate exceptional talent while managing all their tax responsibilities behind the scenes. They provide legal representation for small businesses to help them protect their assets and business interests while implementing insurance policies to minimizing risk factors associated with business failure.

 

They help small businesses develop a corporate growth strategy that results in acquiring multiple locations and achieving a high market penetration that rivals the most significant competitor in their market. With expert knowledge of digital marketing and advertising strategies, they help companies draw in new clients and achieve higher levels of revenue. 

 

To date, 50% of businesses fail within the first five years of operation. Next Generation Payroll seeks to change that narrative and ensure that companies in the black community continue to prosper and establish legacies. These objectives can be achieved by:

 

  • Offering cost-effective marketing and Search Engine Optimization strategies to help small businesses obtain more revenue and keep dollars in the local economy.
  • Ensure that businesses have greater access to resources and consulting services that are easily accessed by large corporations. Hence, the sharing of knowledge promotes prosperity.
  • Create a win-win scenario for black-owned businesses by removing the roadblocks holding companies back, thereby allowing our communities to focus solely on moving forward.

 

“We are excited about growing the wealth and success of black-owned businesses in our community; we have no barriers to reaching our potential.” – Bryon Jennings President of Next Generation Payroll.

 

For more information on the service, visit their website at www.ngpayroll.com or contact them at (214) 396-2200.   

 

Next Generation Payroll: This is a privately held company located in Dallas, TX. On January 1st, 2017, they began providing payroll &HR services, marketing strategies, business insurance, and consulting services to propel businesses to new heights.    (view profile)

 

5 Black and African American Lawyers in Georgia

5 Black and African American Lawyers in Georgia

Georgia is home to exceptionally talented attorneys with an array of skills and services to suit your situation. Here are 5 Black Lawyers in Georgia with a presence that has created value for their client base and made individual services feel manageable under numerous conditions.

7 Black and African American Owned Businesses To Support

7 Black and African American Owned Businesses To Support

By Johnny Ross

 

With more Black people becoming aware and choosing to buy Black, it is more important than ever that Black owned businesses continue to be highlighted. It is not enough to say “Buy Black” but Black people must take that a step further and educate each other on which businesses are Black owned. This way when Black people need legal representation, pest management, a realtor, personal training, women’s clothing or wigs/bundles, they will already have the information necessary to make an informed purchase. Below are 7 Black owned businesses that you should support.

 

Frazier Pest Management

Summer is right around the corner and while pest management may be further from people’s minds than a summer vacation, it shouldn’t be. Whether your home is infested with moths, roaches, ants, flies, spiders, rodents or bed bugs, Frazier Pest Management has the services and expertise to help you manage and eradicate any pests. If your home isn’t infested, Frazier Pest Management can help you keep it that way with preventative services, available in the metro Atlanta area.

The Jordan Law Firm

If you’re in the Chicago area and need a defense lawyer in the areas of DUI, criminal defense, family law, and traffic ticket defense then look no further than the Jordan Law firm. With Anisa Jordan and her experience in hundreds of cases, you can trust her with your legal needs.

Schwartz Law Firm PLLC

Located in Houston and Dallas, Schwartz Law Firm can help clients in fields such as wills and estate planning, probate and estate administration, guardianship and property taxes. With over 10 years of experience, you can’t go wrong with Schwartz Law Firm PLLC.

Ask & You Shall Receive Realty

Ask & You Shall Receive Realty is a full service real estate brokerage located in south Florida that is willing and ready to work with first time home buyers. Whether you’re looking for an existing residential property, a new development, resort real estate, or a luxury vacation rental, Ask & You Shall Receive Realty has you covered.

BeneFit Personal Training

BeneFit Personal Training offers services that are tailored to your needs. Their personal trainers even bring the equipment to you, so there is no need to already have your own equipment or to go acquire any. Regardless of your abilities or age, BeneFit Personal Training can accommodate you and help you with your weight loss journey. All personal trainers are screened with a background check and are certified.

Vees Boutique

Vees Boutique is a boutique located in Tacoma, Washington. They sell women’s clothing such as dresses, handbags, tops, bottoms, loungewear, and luxury homemade soap. It is located in the historic freighthouse square building in downtown Tacoma. You can buy in person, online or order your loved one a gift card. They even offer in store pickup.

Begum Hair

Whether you’re looking for a full lace wig, lace closure, or hair bundles, Begum Hair has got you covered. With a premium hair selection and over 1,000 five star reviews, Begum Hair is a great choice for any wig or hair bundle needs.

What Are Some Causes Of Orofacial Pain?

What Are Some Causes Of Orofacial Pain?

Orofacial pain refers to pain that occur in the head, neck, mouth, jaw or face. This type of pain is quite common, and affects many people. Orofacial pain can affect one’s quality of life and may be very frustrating to deal with, especially if the cause of the pain is not known. Read on to find out more about the possible causes of orofacial pain. 

Dental

One of the most common causes of orofacial pain is related to dental issues. Such pain could be acute and short-lasting. Depending on what causes the pain, different types of doctors may be able to treat it. This includes an oral surgeon, a dentist, a neurologist or a pain specialist. 

Temporomandibular Disorder (TMD)

If there is pain on only one side of the face, it may be caused by TMD, especially if your chewing muscles are involved. TMD is a common cause of facial pain, and affects approximately 12% of the population.  The temporomandibular joint connects the bones in the jaw and any disorders that are associated with this joint are classified as Temporomandibular Disorders (TMD).

The joint is very intricate, and consists of a series of ligaments, muscles, bones and discs. When problems occur in this joint, people may feel discomfort and pain when moving the jaw. 

Burning Mouth Syndrome

Orofacial pain can also be due to burning mouth syndrome (BMS). Most people describe this pain as a burning sensation in the mouth cavity. This pain could be on the tip of the tongue, or in other areas of the mouth. Such pain can be quite severe. Many people who have burning mouth syndrome also reported that they experienced other symptoms like xerostomia and taste alterations. Women seem to be particularly affected by this condition, especially if they have already gone through menopause.

The cause of pain that patients feel in the burning mouth syndrome is not readily identifiable. Due to this, practitioners sometimes overlook the possibility of this condition. Currently, BMS is categorized as a chronic neuropathic pain condition. Advanced methods are needed in order to accurately diagnose and treat this condition.

Head Pain Institute Can Help with Orofacial Pain

Are you dealing with orofacial pain and are not sure what to do to treat it? The Head Pain Institute can help with the pain. We have a team of professionals that are able to assess your condition, and recommend the best treatment plan to help alleviate the pain you are experiencing. We understand that orofacial pain can be very frustrating to deal with, and are committed to help our clients feel better. Contact us today to find out more about the treatment options available!

cac-video-productions-family%20copy Hot Topics  | Support Black Owned

Preserving History by Converting Analog Tapes Into Digital Formats

CA&C Video Productions in Oakland, CA is Preserving History by Converting Analog Tapes Into Digital Formats

 

Summary: Development and deployment of technological innovations nowadays leads to earlier technologies subsequently becoming obsolete. One of such affected samples is the VHS video player and tapes. VHS has become an outdated technology, but it does not mean that memories preserved in VHS tapes should be lost forever. CA&C Video Productions offers a seamless and affordable solution that helps customers convert their memories stored in VHS format to digital ones. Since 1985, CA&C Video Productions has provided livestreaming, event production, and analog to digital transfer services in Oakland, CA. 

 

Oakland, CA The team at CA&C Video Productions ensures that customers who have memories of their wedding, birthing video, baby shower, graduation, promotion, and other favorite moments stored on VHS will not lose those memories due to obsolete technologies, however, video tapes are defenseless against humidity and excess temperature change. Instead, the professionals offer a better and convenient way to keep those memories for years to come by converting them from VHS to DVD, transferring media to online, or a jump drive or other digital format. With new technologies, it's not just for ease of viewing but also for preserving personal footage and reducing the chances of it getting lost or damaged. 

 

The team at CA&C Video Productions understands that history matters. Thus, they strive hard to ensure that all customers who approach them get the best services from the beginning to the end of the transfer process to preserve their favorite memories for many more years to come.

 

Open Monday through Friday from 9:00 am to 7:00 pm, customers can contact the company's representative, who will guide them on the process of dropping off their VHS tapes. Far more than converting from VHS to DVD, the experienced staff also convert memories from VHS-C, Hi-8 Tapes, BetaMax Tapes, Cassette Tapes, and Mini-DV Tapes to digital versions. All estimates are free. For Learning More About Transfers, customers can visit the company’s website where they will find all of the services and prices offered.

 

The representative for CA&C Video Productions said: "Since 1985, we have been servicing the Bay Area preserving history because your history matters."

 

With over 30+ years of experience, CA&C Video Productions and its team focuses on personal and corporate services like testimonials, memorials, seminars in the San Francisco Bay Area - Walnut Creek, Oakland, Livermore, San Jose, and anywhere in Contra Costa County and Alameda County. They handle all event video coverage services like birthday videography, anniversaries, weddings, graduations, and concerts. 

 

CA&C Video Productions is located at 1721 broadway st, #201, Oakland, CA 94612, US. For inquiries, contact their team by calling (209) 877-7636 or visit the company’s website for additional information.